This information, although a reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself. In the event of any conflict between the policy and this information, the provisions of the policy shall prevail. In Texas, every insured has the duty to read his insurance policy. It is therefore important that you read your policy carefully for complete details and let us know if you have any questions or if you wish to have any coverages changed.