Although you’re just renting, you still need to protect your valuable possessions from an unexpected loss that you cannot afford to sustain.
Renter’s Insurance can protect your possessions and you from the perils of fire and lightning, theft, vandalism, smoke damage, freezing, building collapse, accidental discharge, overflow of water, aircraft and land vehicles. Renter’s Insurance can also protect your assets and provide you with legal defense in the event you are sued. For examples, did you know that if a fire was to start in your apartment and it is determined that it was your fault and then it did damage to the building and to other tenant’s property that you could be held legally responsible?
Determining the proper amount of insurance to place on your possessions in your responsibility but we can assist you by explaining the difference in Replacement Cost coverage and Actual Cash Value coverage and how to avoid a “coinsurance penalty”. Choosing the right deductible for you can also help to reduce your premium.
Renter’s Insurance is reasonable priced – don’t be caught without it when you need it.
Give us a call and we’ll be glad to help.
As an independent insurance agency, we are able to shop over 20 Texas insurance companies for you in order to find the insurance product that best fits your needs. Moreover, when it’s time to renew your policy, we will once again shop our companies to find the best product for you.
Personal Insurance Services: Auto, home, mobile home and recreational vehicle insurance
